Reply to Lent car to nanny and she got in an accident off duty, $13k of damage what should she pay?

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[quote=Anonymous][quote=Anonymous]We lent our car to our nanny to visit a friend, and she got in an accident, rear-ending another car that was part of a separate big crash on 66. She wasn't able to brake in time. The police report states the car she hit was cited for improper following but she was not.  She's wants to pay the deductible and whatever value was lost on the car. Our car has 13k of damage, and I am sure will be a diminished value on the carfax, and our insurance will go up. What other than the deductible should she pay? How can we calculate the dimished value resulting from the accident? The car is a luxury sedan and about 1 year old.[/quote]

I think this is on you.  Quite frankly, given the circumstances(doesn't seem like she was doing any thing crazy) I wouldn't even impose the deductible but that is neither here nor there.

When we had a nanny years ago, we solved this issue by buying a cheaper car for her to use if she needed it during off hours - we got a Toyota Echo with low miles from a diplomat moving back home for a pretty cheap price and that's what she drove.  If there was an accident, it wouldn't have impacted us and the cost of the car wasn't that much.[/quote]

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