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Reply to "Lent car to nanny and she got in an accident off duty, $13k of damage what should she pay? "
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[quote=Anonymous]I would ask her to cover the deductible but not diminution in value. Otherwise, are you going to reimburse her some amount of that diminution if you subsequently get into an accident that would have caused it’s own diminution? Eg (and don’t nitpick numbers, this is just an high-level illustration). If your car previously was worth $40k and post-accident is worth $35k, and then in six months you get into an accident that would have taken the car’s value to $36k on its own but with two accidents takes it down to $32k, will you reimburse her the $1k that otherwise essentially becomes a windfall to you?[/quote]
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