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Money and Finances
Reply to "Make $200k, credit card debt, no savings "
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]OP here- - credit score is low - we’ve overspent for decades- sometimes because we made so little - husband won’t even look at the checkbook or talk about money - fed taxes are from when our income went up significantly a couple of years ago. I have enough withheld now. - take home is 11k per month - zero savings [/quote] If your take home is $11K / month on that salary that means you aren't maxing your retirement contributions either which you absolutely should lbe. This is like a red siren emergency.[/quote] I miscalculated. It’s more like 9k. I do 6 percent 401 k for my job since my company matches that. Can’t get my husband to do a 401k at his job. [/quote]
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