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Reply to "Make $200k, credit card debt, no savings "
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[quote=Anonymous][quote=Anonymous]OP here. I’ll look at my expense breakdown when I get home today. $12k in credit card debt, 90k in student loans, $2000 401k loan, 12k federal taxes. I currently pay $300 a month to the IRS. Rent is $2500. [/quote] You have a list of problems here that you should not have at this income--credit card debt, a 401k loan (and one this small, assuming that it wasn't larger and paid down to this, which suggests cash flow problems--you should NEVER be dipping into a 401k for $2k), and tax debt. I bet $100 that either you or your spouse are highly avoidant of money as a topic and I predict that you are going to be unsure of what you are spending the $1500/week on unless you have recently embarked on an expense tracking campaign. Am I right?[/quote]
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