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Reply to "Trying to pay more on house over time to decrease interest "
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[quote=Anonymous][quote=Anonymous]Pay a bit more. Mine I got a CD that matured in 2021 for 140k and since rates were so low for CDs dumped it towards mortgage. It knocked 10 years off my 30 year mortgage Now it is paid off earlier when I am 75 instead of when I am 85.[/quote] Had you dumped that money back in a CD, you would probably be breaking even now and be on the road to using the leverage to make money. OP has been in the house for 10 years. That means their rate should be ~3%. No way I would have paid that off early then and definitely not going to pay off early now.[/quote]
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