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Reply to "Is 3.5% good APY?"
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[quote=Anonymous][quote=Anonymous] I’d be a little worried to just open an account based on a website. Fraud is so easy. Everyone should make sure a bank is established and not a scam before investing. Not saying anything is wrong with this bank. Just a general warning.[/quote] Hate to break it to you, but most people nowadays are opening an account simply based on what they learn from its website. Yes, always better to be safe than sorry. The best one can do is go to the FDIC and ensure that the bank is indeed insured. But shopping for banking and checking services in the US is generally very safe.[/quote]
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