Reply to Is 3.5% good APY?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Cap One went up to 3.4% today.
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Which product? I have Cap One 360 and it's .3 - I need to move money out of that account as I have way too much at low rates.[/quote]

I don’t know this for sure but I think CapOne did a bait and switch with their savings accounts.  Prior to the pandemic I was getting fine rates with their 360 product.  I only had emergency money in there so I didn’t pay much attention while rates were near zero.  It was when my wife’s AMEX starting moving up and CapOne didn’t that I got suspicious.  It turns out that their high yield account is now 360 “performance”.  The standard 360 account pays little.[/quote]

Thanks, will look into that. I double checked yesterday after seeing this thread an we are still at .3 in the 360 savings![/quote]

I opened a capital one checking account in 2007 and they do sh*t like this over the years. I started out in high interest checking which then took a back seat to some other product and so on and so forth. I finally moved most of my money elsewhere. [/quote]

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