Reply to Singel parent on $228K income

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]OP, I'm the 12:04 poster and it is interesting that 11:57 and I came up with much the same suggested amounts for your budget - car repair, birthday/christmas, etc.[/quote]
I am 1157 and yes, they are similar although I think yours may be a bit more restrictive.

OP- I will say that I think you have WAY more disposable income than you think you do considering your monthly after retirement, housing, utilities, car, student loans, insurance, travel/camp is 2500, not 2k. That 500 makes a big difference and you are forgetting the two paychecks that arent accounted for in the biweekly calculations. Biweekly calculates 24 paychecks but there are 26 per year. That right there is an additional 9-10k. If you have FSA dependent and healthcare and are maxing those then you also should be getting 8k reimbursed. 
You arent tracking every dollar. [/quote]

Ok thanks. So those 2 paychecks will go straight to 529. And  you’re right about the FSA. Next year though I want to do an HSA and have that go towards retirement. It still feels like there’s not much left over monthly for cash flow after filling these not very optional buckets.[/quote]

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