Reply to Enlighten me about SAHMs and credit cards

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous] They have "income" in that they made a decision that their partner would earn the income.

"Income" is not income.[/quote]

You mean two adults jointly decided what's best for their family?  What terrible, terrible, lazy people.  [/quote]

Stop being so defensive.

Joint income should equal a joint credit card.  I think this is a good decision.  [/quote]

Then all spouses should be required to have joint cards (not just SAH or lower-earning), and I'd be absolutely fine with that. [/quote]

It seems you're missing the PP's point. It's not necessary to require it of every married person if the applicant's individual income is sufficient to prove to the card issuer s/he could repay the credit. If the applicant (whether a SAH spouse or a working spouse) does not have sufficient individual income, but the HHI is sufficient, it's required that both people contributing to that HHI be joint cardholders.

Wanting it to be required of every married person seems to be an emotional response, not a logical one. If you believe it's practical, can you explain why?[/quote]

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