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Reply to "Enlighten me about SAHMs and credit cards"
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[quote=Anonymous][quote=Anonymous] No, it's a ramification of the law not recognizing that spouses, even in common law states, DO have access to a good portion of their spouse's income under the law. It makes SAH or lower-earning parents appear to be a greater credit risk than they are by making it appear that they have no access to spousal income. [b]This thread seems to be very anti-SAHM[/b], but in my home it's allowed us to to have a HHI of over $2 million per year, while our HHI when we both worked was less than half of that because neither of us was available to put in the hours and travel to make my husband's now very high income. We are both financially savvy and make decisions as a unit, because we are one. There is no reason to require credit card companies to assess a SAH or lower earning spouse's risk of default in a way that ignore his or her right to the spouse's income. [/quote] I am the OP and I certainly didn't start the thread to be anti-SAHM (I'm a SAH spouse) and I haven't interpreted one post in this thread as being anti-SAHM. What posts do you feel are anti-SAHM? I wanted to hear other viewpoints, so I thank you for sharing yours. [/quote]
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