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[quote=Anonymous][quote=Anonymous]Assisted care level facilities generally do not accept people with progressive dementia. Idea is they accept people who can get around and may need some help with meals - they are not staffed or equipped to handle people who need total care. Have you all checked to see if assisted care place  would accept the husband? Skilled level care is different from the extended care you are looking at - you are looking for a nursing home/extended care facility. Is the $9000 a month net of taxes and insurance withholding? Memory care units run about $16,000 a month many places, and that is not all inclusive. Hiding income is a very bad idea - usually is attempt to illegally qualify people for Medicaid (Medicare does not pay for long term care) by lying about assets. They usually find out and then you have a criminal case on your hands. Isn’t decent to lie and expect other taxpayers to pay for care instead of using assets to pay for that care. [/quote]

The places I’m talking to have enhanced licenses and will care for patients through end of life and with dementia.  My uncle does not currently need total care.  He can walk around, dress and feed himself.  At this point he needs bathing help.  My aunt orients him but he does get confused about where he is and what is going on.   He does not need skilled nursing at this point and I think would do better living with my aunt in assisted living where they didn’t have to worry about things like grocery shopping and preparing meals.  The places I’m talking to seem to have tiers of care, usually 5 or 6 and at this point my uncle would most likely be tier 2 or 3 for them.  
 
The $9k is net of taxes.  Near as I can tell they got $2k refunded in taxes last year.  Plus they are eligible for the $2.3k/m veterans benefit.  I agree hiding income is a bad idea.  Like I said, these conversations started before we knew what their income was and we all thought it was much lower.   I don’t really know what my cousin is being told.  [/quote]

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