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Eldercare
Reply to "Is my cousin getting bad advice?"
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[quote=Anonymous]If you have a set pension then you can't spend down. We just went through this with my MIL. Her pension is 11k a month. The facility is 6.5k a month-- least amount of care needed. She literally only pays for her Medicare, car insurance, toiletries and phone. Lunch out with the ladies sometimes. But her costs aren't more than 1k a month. The rest goes into her savings. She also has 150k in savings from the sale of her house. If she needs more stepped up care it will have to come from that. 10k may be cutting it close for the monthly. Do you have a better handle on all their finances? Like car insurance, Medicare supplemental, etc? My MIL was really hesitant to move but now loves the ease of not having to maintain her house. [/quote]
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