Reply to 20 year old two accidents in under 6 months

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[quote=Anonymous]Your daughter needs to go to a driver's ed course.  If you let your insurance know when she completes the driver's ed course, they may drop the rate.  Also, you need to read the riot act to your daughter about responsible driving.  Was she using her phone when she hit the parked car.  The majority of teen driver accidents are caused by distracted driving, either cell phone use or friends in the car that they are paying more attention to than driving.  Years, ago, I was a passenger in a car hit by a teen driver.  He had three friends in the car and I could see that he was playing around with them and not paying attention to the road when he turned right on red, directly into the car I was riding in.  I was in the seat where the impact occurred and saw the driver looking at his friend when he plowed into us.  The only reason I didn't get injured was because he was moving slowing making the right on red.

You need to make sure that she understands that she needs to pay full attention to driving  The fact that she has had 2 accidents in 6 months means she is not paying enough attention to driving.  If she losing her insurance, then it will be her own fault for losing driving privileges.  And that type of loss, takes years to recover.  If she cannot drive responsibly for the next 2.5 years, she WILL lose her ability to drive and then will have to beg for rides, pay for Uber or use public transportation and it will be because she was completely irresponsible.

You are trying to blame the other drivers (even the driver of the parked car?!?!?!?), but your daughter was in the moving and hitting vehicle, which makes her responsible.  Period.  Stop victim blaming and work on making your child understand how dangerous she is to other drivers.  Tell her she has to find time to take driver's ed, and she needs to pay attention to the safety rules, because she clearly didn't learn those the first time.  At that age, she needs to be driving more defensively.[/quote]

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