Reply to Amex Platinum vs Chase Sapphire

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[quote=Anonymous]You should open up a Chase Sapphire Reserve, a Chase Freedom Unlimited, and call AmEx and product change from a Platinum to a Hilton Aspire.

CSR has a very easy to use $300 annual travel credit, plus Priority Pass Select, plus 3X ultimate rewards points on travel and dining, among other benefits. The Chase Freedom Unlimited costs nothing to own but earns 1.5% back on all purchases. But, if you have BOTH the CSR and the Freedom Unlimited, you can earn 1.5 ultimate rewards per dollar spent on anything and then transfer to and combine with your CSR points and subsequently transfer to travel partners. The AmEx Hilton Aspire comes with a restrictive $250 annual travel credit (although I just use on United TravelBank), an annual free night certificate, Hilton Diamond status, and a $250 annual Hilton Resort credit. This thing easily pays for itself every year.

The AmEx Platinum has a lower travel credit than the Hilton Aspire, costs more, and has a more restricted PriorityPass membership as compared to CSR. [/quote]

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