Reply to Amex Platinum vs Chase Sapphire

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[quote=Anonymous][quote=Anonymous]I just went through all my CCs yesterday to see how much value I got from them in 2022. I only counted credits, not the value of points or intangibles like lounge access. I went into it thinking I might cancel Amex Platinum (I have both Plat and CSR).

I got over $1000 in value in 2022 through the various credits without even trying - $240 in entertainment credits, $200 airline credit (usually use this for United Travel Bank cash), $200 Uber credits, $100 Saks credit, $200 hotel credit, and the Clear credit. Again, that doesn't count lounge access, which we used a couple times or the points. So I'm keeping Platinum.

I only got about $350 in value from CSR ($300 travel credit plus a couple of their merchant offers). Since 90% of my spending is on Amex cards, I think I'm going to drop CSR in favor of the United Quest card now that I'm flying United semi-regularly. I just don't spend enough on the CSR for the points to amount to much, whereas I get a couple hundred thousand Amex points through everyday spending on Amex Everyday Preferred, Gold, and Platinum.

One overlooked card that I get a ton of value from is the Amex Hilton Aspire. It has a $250 airline credit (again used to buy United Travel Bank cash) and that plus the free night award (nearly always used at a property like Conrad) more than covers the annual fee. It also earns Hilton points at a ridiculous rate and I get enough for a free week someplace nice every other year or so (usually upgraded as well since you get Hilton Diamond status). [/quote]

What is the annual fee?[/quote]

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