Toggle navigation
Toggle navigation
Home
DCUM Forums
Nanny Forums
Events
About DCUM
Advertising
Search
Recent Topics
Hottest Topics
FAQs and Guidelines
Privacy Policy
Your current identity is: Anonymous
Login
Preview
Subject:
Forum Index
»
Money and Finances
Reply to "Increased contribution limits in 2023… "
Subject:
Emoticons
More smilies
Text Color:
Default
Dark Red
Red
Orange
Brown
Yellow
Green
Olive
Cyan
Blue
Dark Blue
Violet
White
Black
Font:
Very Small
Small
Normal
Big
Giant
Close Marks
[quote=Anonymous][quote=Anonymous]Fed here. What are the reasons to to Roth 401K vs Pretax?[/quote] It is simply a gamble on whether or not you believe that the tax rate you pay in retirement will be greater than the tax rate that you pay today. I have been an extremely high income earner my entire life. I have all of my retirement funds in a Roth (about $1.5M at 45). I am betting that my income when I retire will still have my in the highest rate AND that the highest rate will be higher than it was during my lifetime. I also get the advantage of not having to draw those funds (unlike a 401k which has required minimum distributions beginning at a certain age- 70.5 I think). If it don’t use the Roth funds at all (distinctly possible) they pass to my kids without taxation. [/quote]
Options
Disable HTML in this message
Disable BB Code in this message
Disable smilies in this message
Review message
Search
Recent Topics
Hottest Topics
