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Reply to "Car accident question - can someone explain fixing through insurance or suing like I’m a 5 year old"
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[quote=Anonymous]You don't generally sue for property damage. But don't ever use your insurance chosen shop or trust them in anything. Know everything about your policy and ask them to send you the policy provisions so you can read them before you accept their payment. I had new auto insurance when my car was totaled yet my own insurance company tried to give me the lower 2+ year old car benefit instead of the 1 year. I only caught them because I read along in the policy and caught the adjustor skipping entire paragraphs. They benefit from Fing you around even when the other driver is at fault. Also be careful on the phone. Both companies would love to have you say you somehow were 1% at fault because then you have to pay your deductible, insurance raises your rates, and your claim is closed.[/quote]
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