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Reply to "529 underperforming. Where should we be saving for college?"
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[quote=Anonymous][quote=Anonymous]I just looked at our kids’ DC 529s. The balances aren’t all that high anyway because, until recently, we only earned enough to save about 150/month/kid. But we’ve been up to 400/kid for a couple of years now. Anyway, we’re down 7 percent for the year, and up only a little bit over 1 percent for the past five years! Yikes. That’s much lower than my 401k performance, so I’m wondering if we ought to be saving for them in some other way. (I did just learn about I-bonds here, and we have about 10k there dedicated to college.) As is probably obvious from this, we aren’t high earners. We do make enough now that our kids can’t count on any kind of financial aid, though. We’ve been saving in their 529s since they were in preschool and, at 7th/9th grades, have about enough to pay for about a semester each. 🙄 [/quote] Down 7 percent for the year isn't bad! The S&P 500 is down 16 percent for the year.[/quote]
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