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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Where are you located? The minimum coverage in VA goes up to $50,000 next year.

It is definitely too low. Imagine you’re hit by a driver with your coverage and that driver causes you to break a leg, need a surgery, be unable to work, or worse, and have serious lifelong injuries. You could quickly accumulate far more in injuries than the $30,000 you’re insured for in UIM/UM coverage. Is that a risk you’re willing to take? When you buy insurance, you have to think about more than the cost of your car. Think about what money you want available to you if you suffer really bad injuries in a crash, or if your mistake causes them for someone else. Do you own a home? Do you have an umbrella policy? Even for a young, healthy person, $30,000 in coverage is way too low. What if you’re hit by a car crossing the street in DC and lose a leg? Those are the questions you need to ask. [/quote]

If I'm hit by a car crossing the street and lose a leg, my car insurance won't pay for any of that, though. Right?[/quote]

No. Your UIM coverage will cover you anytime you're injured by an un/under insured motorist, regardless of whether you are driving, biking, or walking. [/quote]

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