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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Considering you added a young driver with a recent issue to your policy, $500 is really not much at all.  The way to make it go away is just to let insurance handle it.[/quote]

I guessed at $500. My other kid two months earlier who was on policy had an accident. My policy was going up for that at renewal. But when second kid had this minor thing before renewal and he called my insurance was two accidents in 60 days. My insurance company refused to add the kid in this accident to policy. I removed older kid from policy as she just graduated college and moved out of state. My old insurance even with just me and wife accident free still had a hike. But I was forced to leave. I needed to add second kid to policy but my old insurance company refused.

Most companies For someone under 21 with an accident straight up deny. I was quoted $5,200 hours at Farmers! Liberty was $3,800. Eire and Geico did not even bother with quote.

So my old company is dealing with this. I highly doubt he wants to go through his insurance given he had an accident right after this accident and he will enter two claims 60 days. But my old insurance wants to see the car and apparently he is refusing to bring car in.

I am out I guess. But my daughter this crap will follow her for 3-5 years.

Older drivers don’t realize the crap a under 21 driver gets when even a scratch gets reported. Plus tied to parents policy and effects siblings policy. My younger kid unhappy as this is impacting them getting a license as adding a teen to this mess is a nightmare. My old insurance company said older drivers often scam young drivers to get big payouts with threats of reporting claim. The kids or parents pay as their rates will skyrocket.

Is what it is.

[/quote]

It’s not a scam that insurance is going up. You’re trying to shift the blame. Your daughter caused the problem and the other driver had every right to report it and he made whole. She raised a major amount of inconvenience to that man’s life due to careless behavior. [/quote]

OP I guess. But in college when I was around same age I did a minor scrape on a car of all placed at a red light. I was so tired from full time college, working a full time job I just slightly scraped the guy.

He got out mad, saw I was a kid in an older car and said I bet you are broke and exhausted I said yes. Coming home from work at 10 pm after full day of school. He said screw it don’t worry won’t jam you up. He did me a solid. I recall he had a nice BMW in a suit around 40. I guess he was like me 20 years earlier.

In this case a scam as guy is blackmailing me as he has no intention of fixing car and knows a 20 year old driver rates will skyrocket.

He should have gone through insurance OR let me pay. To be honest I would have let kid slide or just told Dad order me plastic replacement part and we are good. Jamming up a kid is not nice.

And this guy is a PhD and the car is 8 years old. I moved on to deal with higher rates. But what lesson was learned? I guess just drive away like everyone else. [/quote]

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