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Eldercare
Reply to "Decided to purchase Long Term Care insurance"
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[quote=Anonymous][quote=Anonymous]We have it and I'm glad we do- as OP mentioned, there's no great midway point between living independently and nursing home care that doesn't cost an unbelievable sum of money. I'm watching family members deal with worst case- a parent who doesn't quite qualify for nursing home care, and can't be independent (literally, cannot get to the bathroom without an accident). Medicare won't pay for in home care, and his kids can't live with him or take him to live with them - it would be way to much physically and mentally for them to handle since they have their own jobs/families. I'll tell you, I would throw myself in front of a bus rather than throwing myself on the mercy of the US health care system. [/quote] Nursing homes are not any better...even if you can afford a good one.[/quote]
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