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Reply to "Got hit head on while waiting in turn lane, what can I expect? "
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[quote=Anonymous]Agree to go see a doctor. I was surprised a few years back when I was not at fault in an accident and the other driver’s insurance paid for the total cost of my medical care (not just my out of pocket cost). It was explained to me that they pay for the full amount and any medical insurance I happen to carry is for my benefit and can’t be essentially subrogated for the at fault driver’s benefit. So getting the full amount of imaging, pain meds, PT, etc. comped helped to make up for my loss. Also make sure you ask for lost wages. I had to take time off work to deal with the accident logistics and medical care. So they gave me equivalent of my daily salary for those days. Keep track of any other miscellaneous expenses. Heck I’d ask for childcare costs to be covered if you have to hire a sitter to go car shopping. Any little thing, add it to the tab as at least a starting negotiating point. [/quote]
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