Reply to Got hit head on while waiting in turn lane, what can I expect?

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[quote=Anonymous]Another vote for working through your insurance company and getting checked out by a doctor ASAP. Would also try to get a copy of the police write-up if you don’t have that already, ideally showing a ticket or fault for the other driver.

If the car isn’t totaled, make sure you demand of the other driver’s insurer 1) repair at an authorized and well recommended shop (they might try to get you to use some in-network junk), 2) a like rental car during repairs, and 3) compensation for the “diminished value” of your car. That last point is very important, and insurers pretty much never mention it. Even after repairs, your car will be worth less whenever you sell it because it’s had major damage. That’s potentially thousands of dollars. You can use online car buyers and talk to dealers to estimate the diminished value.

If the car is totaled, it’s important to document market value. As PPs have noted, the used car market remains overheated, so market value may be above KBB and similar values.
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