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[quote=Anonymous][quote=Anonymous][quote=Anonymous]It’s all such a mystery. I’ve been married with joint finances for 18 years. I’ve been a SAHM for the last 14. DH has an 810 and I have an 830 even though every single bill we’ve paid for 14 years was with only money earned by him. We rotate whose name we open the CC’s so we can churn the bonuses more quickly.[/quote]

Explain to me how you open new CC's for the bonus: how often do you do this, do you cancel an old card when you open a new one, opening a card lowers score so how long before it goes back up, etc etc.
I never actively did open cards for bonuses, so I wonder if its worth the time and effort.  Thanks.   Also, are any particular bonuses the best?[/quote]

PP here. So for example, some credit card bonuses stipulate that the same person cannot collect the signup bonus for a certain card again until the previous account has been closed more than 24 months. Different cards have different rules about how many you can have open at once, how often you can apply for a new one, etc. We certainly don’t maximize the way some people do - there are whole forums dedicated to people playing this game - I’m sure someone who knows more than I do can point you to a better reference. [/quote]

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