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Reply to "When do you decide to spend today instead of save for tmw?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]You “have college savings” and three kids. How much?[/quote] Agree this isn’t clear enough. If your goal is instate, funded by you, you’re going to need 450K in the college accounts. If you’re goal is private for the three kids, without merit, you’re going to need $1M. That’s where to put the extra 2K OP unless you already have this accounted for. In which case, save some in a brokerage account and enjoy a bigger vacation occasionally. [/quote] You may need that amount when the kids are going to be in college. If the kids are 0, 2 and 4, you can be fully funded with way less assuming conservative historic growth, no? [/quote]
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