Reply to Someone hit my car and won't provide a copy of their insurance card

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]turn it all over to your insurance co and let them deal with it.[/quote]

This.  It's unlikely your premium will go up if the "perp" is insured and admitted guilt.  Don't contact her again.  Hand it all over to insurance ASAP (any more time between the accident and the investigation will raise issues as to the actual extent of damage her hit made vs. you might have been hit by others between then and now).  They will take care of it.[/quote]

That depends. If you’ve never filed an accident claim, then even a no-fault claim might cause you to lose a discount on your policy.

That being said, it wouldn’t go up very much. I went entirely through the other driver’s insurance company for an accident about 15 years ago. It was a horrible experience. Luckily the damage was mostly cosmetic, so it was drivable while I waited for the process to play out. They did pay for everything, but it took a couple months. I wouldn't do it again that way.[/quote]

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