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Reply to "When do you decide to spend today instead of save for tmw?"
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[quote=Anonymous]I spend on kids activities, shows we want to see, good groceries, and occasional vacations. We save at least 20% of gross income and try to max out all available tax preferred vehicles. Since my husband’s income dropped from $75k to $15k, we are feeling the pinch a bit more, but we are older and college savings is set. For us, we were never extravagant but we also never got over $325k HHI. We are closer to $260k now which is enough to meet all of our our needs, most of our wants, and save for the future. [/quote]
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