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Reply to "$900k home with $180HHI if large downpayment?"
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[quote=Anonymous]Ex and I bought an 860k house in 2017 with 225k down. At the time, our income was about 180k because I was not working at that time. The interest rate was 3.375...so it was substantially better than now. We did not feel strained. Divorced now. He kept the house. (He also refinanced to 2.875). I make that income myself now (I make 20-30k more depending on the year from a side hustle as well). I bought another house but needed help from a family member to get a bigger downpayment do it to buy nearby. I make what you make but could not swing 900k at the current interest rates alone. The max I am comfortable with would be a $3200 payment per month. [/quote]
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