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Reply to "How do people "upgrade" houses? "
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[quote=Anonymous]Prior to buying our first house, we saved up a down payment. After buying a house, our kids transitioned from daycare to preschool and then to elementary. The difference between daycare and elementary extended day care is $2k/mo. We saved like we were still saving for a down payment including any bonuses or family gifts. House prices went up, but so did the amount we sold our house for. We were able to pay the difference between houses with 5 years of savings and keep our mortgage the same. We lucked out because we did this in 2021 when rates were very low. But we also “bought high” for that first house because we were not ready to buy in 2009-10. [/quote]
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