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Reply to "What is actually "conservative" for financing a home?"
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[quote=Anonymous][quote=Anonymous][b]I think being actually conservative would be if you could afford your mortgage on only the lower of your 2 salaries[/b]. But that is often not realistic in this area. It's not what I plan to do (not in the real estate market yet). [/quote] I agree, [b]this[/b] is actually "conservative". That said, 20-25% of total take home is also very conservative. Your DH is definitely being conservative (or, I agree, just doesn't actually want to be "tied down", as a PP observed). [/quote]
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