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Real Estate
Reply to "Can we afford a monthly mortgage payment of $4900?"
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[quote=Anonymous]We are right about there and there is not much left over, though we can afford it. We have a $350K HHI and our PITI is $4500. We have $2600 in childcare costs. We save for retirement, pay sizable life/disability insurance policies (ouch!), and our building our emergency fund back up from 6 mo. to 1.5 yrs after having tapped it partially for the downpayment on our new home (moved from DC district w/ no good schools to be in MoCo for good schools). We are not currently contributing to college savings at the moment; there is not enough excess to do so at the moment, but once we have our 1.5 yr savings cushion built back up, we'll start college savings again. I think you can do it, but without a ton of excess. [/quote]
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