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Reply to "At what HHI would you feel comfortable buying an $80-90k car?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]$500k[/quote] Seems foolish if you don’t have significant net worth. [/quote] When I have enough saved specifically to buy the car with cash. Have purchased our last 6+ vehicles [all being luxury/over $40K except for the kid's vehicles] with cash. Once you have comfortably saved enough for retirement (or are well on track), college, vacations, each new car at the $40-50K level and own your home outright (no mortgage needed), it's not that big of a deal to add $20-30K to be saved for the next step up in vehicle if that's what you really want. You budget and wait until it's saved to purchase. Currently driving a 12+ yo luxury car and might replace it in 1-2 year, once cars become more readily available and I don't have to overpay for a new car. But I have not spent that much yet, as it seems not worth it and insurance would be significantly more---for now I'm happy with my old $50K originally luxury vehicle. [/quote]
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