Reply to Why is DH's credit score higher than mine?

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[quote=Anonymous]I don't know why people are being so hard on OP.  I think it is a valid question.

I actually had the same question.  My DH of 23 years has a credit score that is usually about 50-60 points higher than mine.  My credit is still in the high 700s, but I have been wondering what leads to the difference.  It irks me (very mildly) since I have been handling the finances for our entire marriage.  DH and I joke about it (I manage the money, and he gets the great credit score; he is not great with deadlines).   We are both listed on mortgage.  No other debt.  He had the more recent car loan that we paid off three years ago.  I am guessing it is because he is the primary on the Amex card that he has had since right after college.  Our only other credit card has me as the primary, but the limit isn't particularly high ($22,000).  I asked to increase the limit on that card to perhaps help my credit score, but they denied my request since we do not use the card that much.  [/quote]

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