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Reply to "Why is DH's credit score higher than mine?"
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[quote=Anonymous]You are being dinged because of your light credit history. Your husband must have more credit in his name. You can try to beef up your credit history by opening a few cards, using them and paying them off in full every month. Is it worth it? Some people would say so. If your financial position suddenly changes, then you might need more credit or to get a better rate on your own credit. On the other hand, if you're solvent and you have savings and a good asset pool, then why worry about it? Also, 80 points is contextual. The difference between an 830 and 750 is much less detrimental than the difference between a 700 and 620.[/quote]
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