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College and University Discussion
Reply to "How to comfort my sibling"
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[quote=Anonymous]DP here, since you said your sister is 19, she is a dependent student with zero EFC for FAFSA. Assuming that she has done only 2 years in CC, she would be eligible for $7500 in Stafford loans for her junior year of college and $7500 for her senior year without needing a cosigner. So $15k. If it is necessary for her to get more in loans than that, I believe that you would either need to take out Parent Plus Loans on her behalf or cosign for private loans. I don't believe it is possible to recover Stafford loans that a student previously declined to take since I am assuming that she declined the Freshman and Sophomore amounts (which would make sense since she had a full scholarship for the first two years in CC). Do you know how much she is eligible for in Pell Grants?[/quote]
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