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Eldercare
Reply to "Assets and long term care"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]This is absolutely a time when you should consult a lawyer. Don't be penny wise and pound foolish.[/quote] If there is no money, you don’t need an attorney. [/quote] I am writing in response to OP. There is a major asset at risk, OP is not married, etc. I would not mess around with this. It's also commendable that OP is looking into this even though she has no relation, step or otherwise, to her mother's partner. FWIW, I've gone through this 4x: first for my dad where my mom was the community spouse and he was denied on the first round. He was approved on second round, but that delay ate into my mom's meager savings. I hired an attorney for the second one and approved. Then my mom was denied the first time. after the nursing home said they would handle the app. They totally bungled it and we had to go to round two. I told the nursing home to forget it and I hired the lawyer again. She got the app back on track and she was approved 13 DAYS before the nursing home was BARRED from taking any new Medicaid patients until they worked out non-patient care differences with the state. IF there had been any problems in doing it on our own, we would have been sunk as my mom had exhausted all her funds, two of my siblings were not working, and we had taken a 50% cut in HHI. For me, lesson learned - don't mess around. When there really is no money, then perhaps it is a different story. [/quote] It doesn't sound like the savings were actually that meager. I had zero issues on the first try getting my MIL approved. The discussion is the only money mom has is in the house which is co-owed. Read the rules. They will place a lien on the house but not make him sell it and he may have rights to the house as well. Your situation is very different.[/quote]
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