Reply to Spouse inherited $3 million

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[quote=Anonymous][quote=Anonymous]I would start taking better vacations.[/quote]
This would be my approach as well. I think my family sounds a lot like OP’s. I’m a Fed, and was the primary earner for maybe 3 of the last 20 years while DH pursued entrepreneurial opportunities. After that, DH has earned from 3 to 10x my salary, which has given us enormous financial freedom. I have sadly ended up with around $2 million inheritance over the years, and never thought about keeping it separate.

Once our retirement and 529s were in good shape, we paid off our mortgage and then contemplated things for a couple of years. We are in the stage now where we are comfortable paying up to $500 a night for a great hotel or resort when we travel, and it’s kind of amazing how many more fun things that brings you than the Motel 6 experiences of our youth. We could add more luxury and sometimes do, but even these baby steps are lovely. The biggest thing we’ll do is both retire by 60, which is obviously much easier if you are a Fed with health insurance options. [/quote]

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