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Reply to "Pet insurance. How much do you pay?"
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[quote=Anonymous]Not a scam if you have older pets. The insurance is fairly cheap when they were young, but steadily rises. I didn't get pet insurance until they were in their early teens. So I think it's basically been a wash until recently. I have been paying $120 a month combined for my cats using Embrace. Luckily, I got them coverage before they had many health issues, which would have been pre-existing conditions. The 17-year-old cat now needs annual ultrasounds of his heart for $750, which, coincidentally is the cost of the deductible. That means all his meds and other vet visits get covered (Pet insurance pays 80%) My 19-year-old was pretty healthy until last year, and they even lowered the deductible since I hadn't made claims. But she needed frequent vet visits and surgery more recently, so I've saved several thousand on her. Sadly, she had to be euthanized on Monday, but I think that will be covered, too.[/quote]
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