Reply to My son doesn't have to go to college, but wants to anyway:

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[quote=Anonymous]First of all, people's career "dreams" as a teenager seldom turn into a lifelong career.  He may or may not stick with coding. He needs to try working for a bit in the field to even have a glimmer of understanding of what his adult life will look like.  A 4 year degree from a decent state school with a great CS program will open up doors and give him more flexibility to have a variety of career paths open to him.

Also, of course he says he'll do whatever it takes to pay for college. 
 Your teenager does not understand the implication of debt at his age and stage of life.  It' very, very difficult for him to envision how crushing student loans can be.  Share with him your own struggles and mistakes with a sense of humility,  if you can.  If you didn't struggle personally with debt, have him listen to some episodes of Dave Ramsey for some broader context.

You need to think about the bigger picture here.  What do you want for your son?  To be an independent adult who can take care of himself financially and make good decisions that lead to a happy life?

If you have the financial wherewithal to assist him in paying for college, you have a seat at the table to help guide him in his decision-making with how to select that program, and you can help model adult decision-making that will hold him in good stead for life.

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