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Reply to "Refusing car as a graduation gift?"
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[quote=Anonymous]My graduation gift was my parents' 8 year old car. They bought a new one. I think it was the best gift possible. The car I got was perfectly functional They took good care of it. As a guy, while you are under 25, your insurance rates will be terrible. I got a car that was perfectly serviceable, did what I needed (it was fine for driving to and from work, wherever I needed to go, and still good for trips), and I saved a lot on insurance. I had friends who had new cars and they had car payments and were paying like 2.5x-3x what I was paying in insurance (and all of us had clean driving records at the time). If your mom is still pushing to give you a new car, just tell her until you are age 26 and your insurance rates can drop due to age, you are not interested in a new car.[/quote]
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