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Reply to "Wwyd - fil just giving cash to 4yo"
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[quote=Anonymous]I would make a fun project with the kids to set up a 529, brokerage account, or savings account with the money. You can teach them about compounding interest, stock market investing, or planning for college while keeping the money separate and special. This will make it feel more like a gift and also keep it from interfering with your quarter-based reward system. Alternatively, you could let your kid use some of the money to buy a toy and then work with him to find a charity that he likes to donate the rest. Again, preserve the gift but also turn it into a teaching opportunity.[/quote]
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