Reply to Please be kind. Need thoughts. Was I wrong?

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[quote=Anonymous]Okay, I'm a guy and I think your husband is being a selfish a$$.

First, retirement is an important goal.  Being able to retire after a long life of working and doing so at a reasonable age is not some life of luxury.  Heck, he was able to retire at age 51 and do what he wanted, which was open a non-profit-making business based on his desires and not on family need.

So, you need to tell him that you were not being nasty.  You were pointing out that you have been so supportive of his retiring at age 51 and being able to pursue his dreams.  You are still working to support the family.  He gets to choose between his dream business that does not make a profit or his dream of owning a boat.  He doesn't get to have both of those dreams at the expense of your dream to retire at a reasonable age.  If he wants the boat, then he needs to figure out how to make his business profitable to the point of being able to support his luxuries, like a boat.  If he can't do that with his business, then he needs to find a second job or admit that his business is not profitable enough to support his desired life-style and then close the business and reenter the work force at a salary that will support his luxuries.  He can choose one or the other, the business or the luxuries, but he doesn't get to spend your retirement funds and have you work to exhaustion to support both his business and his luxuries.

Then you need to just change your withholding so that the extra money goes into retirement at the maximum level allowed.  At your age, you should be able to contribute higher amounts towards retirement savings and you should do so. If the money is not in the accounts, he can't spend it.

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