Reply to Early retired people—how much is your health insurance premium?

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Reply to "Early retired people—how much is your health insurance premium?"

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Nothing. We do gig work and write off so many expenses we're always able to keep our AGI under the limit.

That said, we chose a crappy bronze plan with a massive deductible. Mid-50s and no health issues, so it's working so far.[/quote]
You don’t have to  worry about AGI if you go with a private PPO option. You don’t need to purchase through the ACA/marketplace. Other options are available especially for 1099 or self employed. [/quote]

If you are a DC resident, there is no private market outside the exchange. Council passed that legislation when the ACA was implemented to drive enrollment in the exchange.[/quote]
You’re correct. In DC, there is no private market.

However, in Maryland and Virginia there are private  options that are non-ACA plans available. Keep in mind if you’re higher income  and healthy, the private market will have lower rates than the marketplace. The marketplace premiums are higher for those with higher incomes. [/quote]

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