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Infertility Support and Discussion
Reply to "Federal Health Plans & IVF coverage"
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[quote=Anonymous]I just spoke with MDIPA and asked if we switched to them during open season whether they would accept our existing diagnostics, test results (SA, Day 3 bloodwork, HSG, etc...) all of which were completed this past summer. The answer is NO. They REQUIRE that you start from scratch and do all of the diagnostics again. And they only cover 50% of the costs of the diagnostics. They have great coverage for medication, but if we have to basically start over and pay 50% to diagnose ourselves again, we decided we're better off elsewhere. Aetna HMO and Coventry Health also cover IVF and meds at 50% so we are looking at them. Now that it is open season for federal employees all of the insurance companies should be willing to answer any questions about coverage before you make a decision.[/quote]
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