Reply to Can I be a SAHM on about 100k per year?

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[quote=Anonymous]1) Is DH's job stable? If so, I'd be more willing, if not, I'd keep my job.

2) How much will health insurance cost? How much can you save for retirement?

3) Will you need another car?

4) Before you flat-out quit, did you negotiate a parental leave and possible return at part-time? If you plan on returning in 5 years, can you realistically do so?

5) If you bring in $6K/month
-$2600 (rent--will this go up?)
-$300 (car)-$200 (student loans)
-$600 retirement (this is only 10% of income, but well below the recommended $16.5K/yr limit)
-$400 (health insurance/dr bills--may not include vision or dental)
-$200 (cell phone/utilities)
-$100 (gas) 
-$800 groceries= 
$600/month or $150/week to pay for diapers, toiletries, incidentals. If your car breaks down, you'll need it to get repaired. If you don't have vision or dental coverage, it could be tighter. Also, I didn't factor in things like vacation, X-mas, clothes and shoes, etc.

I know people make it in this area on a lot less, but I don't like having to count pennies.[/quote]

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