Reply to Yours, Mine, and Ours finances-- how does it work in your house?

Forum Index » Money and Finances

Reply to "Yours, Mine, and Ours finances-- how does it work in your house?"

Subject:

Emoticons





More smilies

Text Color: Font: Close Marks

[quote=Anonymous][quote=Anonymous]Not interested to hear from those who "share everything" and wouldn't consider this.

Looking to hear from those who have a good system of joint and separate, especially if there is a difference in income or spending habits between spouses. Thanks![/quote]

We have gone through various iterations of this as we’ve been married longer. At first everything was totally separate and we split joint expenses. Then we put a prorata share of our incomes into an joint account for mortgage etc. For the last five years, we pool all our income but pay ourselves each an “allowance” into our separate accounts. This is not intended to cover any big expenses but rather the small discretionary things that we have found as a couple both irritate each other. We are very lucky that we agree 100% on big stuff (retirement, school, etc), but I tend to spend more on small things and the constant trickle (lattes, pedicures, etc) annoyed DH. So we have our allowance money and how that is spent is up to each of us. We keep a joint credit card and separate credit card. Our retirement savings are each maxed from our salary, all other saving is joint. It’s worked really well but I think probably even we will evolve to “eh, f@@k it” and put it all together, because 15 years in you learn to let go of the little things. [/quote]

Options

	Disable HTML in this message
	Disable BB Code in this message
	Disable smilies in this message

Review message

Search Recent Topics Hottest Topics