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Money and Finances
Reply to "I-bond manifesto"
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[quote=Anonymous][quote=Anonymous]So, if I invest today will I still get the 6% or is that only if I invest after November 1? Never invested in these and want to start this year. [/quote] If you invest today you will get six months at 3.54% and then six months at 6%. If you wait until November you will get 6% for six months and then a different rate for six months which will be determined in May based on inflation between November and April. You can’t cash in the bond sooner than 1 year and you lose 3 months of interest if you cash in sooner than 5 years (so that might drop the blended interest rate for a bond held one year a little, say from 5% to a little under 4%). [/quote]
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