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Real Estate
Reply to "How much house can we afford?"
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[quote=Anonymous]i think you should focus on monthly payment and work backwards from that. With an income of $165k I would keep your full payment (taxes, insurance, etc) at a max of $3K. We make $225K with a payment of $3500 and we live very comfortably--very middle of the road but we're not stressed about money and we don't get thrown for a loop when unexpected expenses arise. If we were making $165K it would be a different story (and it was when we made almost exactly that during the first 2 years we owned this house). For your own piece of mind, don't stretch too far! This area and it's high expenses continue to surprise us and we're so thankfully that we're not overly leveraged on the house. [/quote]
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