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Cars and Transportation
Reply to "Got hit by uninsured - file claim or deal with privately "
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[quote=Anonymous]I had a similar incident last year in DC. Small fender bender but the damage to my car was $2K due to location not the car. I initially filed with my insurance and then the other driver asked to pay me for the damage directly. Due to the circumstances (which I won't get into here, but made me sympathetic to his situation), I gave him a chance and he paid me within a week. My insurance company said that I could pull the claim and then later refile the claim if he didn't pay me (obviously within a period of time). I would not have accepted a payment plan. My husband also got into a fender bender with an Uber driver and the guy paid him directly to avoid having insurance rates go up. That was less, about $600. [/quote]
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