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Cars and Transportation
Reply to "Got hit by uninsured - file claim or deal with privately "
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[quote=Anonymous]Last year, got hit by a nice new pickup pulling a new camper. Camper scraped the side of my car like a cheese grater. Spouse of driver came out and offered to give me cash for my deductible. Incredibly fishy, and a ridiculous proposal. Damage was in the thousands. I called the police. Police come and turns out the driver was completely wasted. Driver gets arrested for DUI. I go home and file a claim with my insurer. Turns out the guy with the nice truck and camper trailer had been in a number of drunk driving accidents that made the news. His license was suspended, and he had no insurance. Insurance took care of me. Waived my deductible since I was hit by an uninsured motorist (USAA) Got a letter from insurance last month saying they were unable to recover any $$ from the individual who hit me. Go through your insurance. If the guy who hit you can’t come up with the $$, it is the insurance company’s problem, and not yours.[/quote]
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